Comments on: Tracking My Credit Score After Bankruptcy http://bankruptcystory.com/290/tracking-credit-score-after-bankruptcy/ so far ... bankruptcy is not so bad Mon, 04 May 2009 00:15:57 +0000 hourly 1 http://wordpress.org/?v=3.3 By: BKstory http://bankruptcystory.com/290/tracking-credit-score-after-bankruptcy/comment-page-1/#comment-35 BKstory Mon, 04 May 2009 00:15:57 +0000 http://bankruptcystory.com/?p=290#comment-35 I was told to file my 2008 tax return and send a copy to the Trustee. My understanding is that he is entitled to the refund. I would say it is not fair, as I filed in August 2008, and so only part of the year's refund should go to the bankruptcy estate. But the creditors are otherwise not getting much from me anyway, and this would seem "fair" as far as that goes. Thanks for the review Ben. If I lived in Tulsa, I would want you as my bankruptcy attorney! I was told to file my 2008 tax return and send a copy to the Trustee. My understanding is that he is entitled to the refund. I would say it is not fair, as I filed in August 2008, and so only part of the year’s refund should go to the bankruptcy estate. But the creditors are otherwise not getting much from me anyway, and this would seem “fair” as far as that goes.

Thanks for the review Ben. If I lived in Tulsa, I would want you as my bankruptcy attorney!

]]> By: Ben Callicoat http://bankruptcystory.com/290/tracking-credit-score-after-bankruptcy/comment-page-1/#comment-34 Ben Callicoat Fri, 01 May 2009 17:53:29 +0000 http://bankruptcystory.com/?p=290#comment-34 Great website and a fantastic idea (blogging about your bankruptcy experience, I mean.) I'm a consumer bankruptcy attorney in Oklahoma, and I found your debtor's-point-of-view posts to be fascinating. Also interesting is how the procedure differs (due to differing exemptions, etc.) from state to state. For example, in Oklahoma where I practice, it is nearly unheard of for the debtors to lose property - much less have to buy it back from the trustee. (There are some categories of non-exempt property, but they're mostly big-ticket toys like boats and second homes, etc.) One question for you: were you mistaken about the trustee getting your 2008 IRS refund? Seems to me that that would be yours, since you filed your bankruptcy well before you became entitled to it -- i.e., before 2008 was complete. Good luck to you! Great website and a fantastic idea (blogging about your bankruptcy experience, I mean.)

I’m a consumer bankruptcy attorney in Oklahoma, and I found your debtor’s-point-of-view posts to be fascinating. Also interesting is how the procedure differs (due to differing exemptions, etc.) from state to state. For example, in Oklahoma where I practice, it is nearly unheard of for the debtors to lose property – much less have to buy it back from the trustee. (There are some categories of non-exempt property, but they’re mostly big-ticket toys like boats and second homes, etc.)

One question for you: were you mistaken about the trustee getting your 2008 IRS refund? Seems to me that that would be yours, since you filed your bankruptcy well before you became entitled to it — i.e., before 2008 was complete.

Good luck to you!

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