My name is Russ. My wife and I have filed for Chapter 7 bankruptcy. We are neither ashamed nor proud of our financial situation, as it is what is is. We have joined the over one million filings expected this year. So we are not alone.

I am writing our personal bankruptcy story so that others may see what it is like. When I was searching for information on the Web, I mostly found web sites of debt management firms, bankruptcy attorneys, and financial “experts” – but very little from people going through the experience.

Our situation may be completely different from yours, but it still may be of value to see what a real person has experienced. Hopefully, information within this web site will help you determine the best path for you to take out of your financial difficulties.

We would prefer some anonymity for now. I am sure you can understand. I am currently seeking a new job, and I don’t really want my personal financial situation causing any negative judgments against me.

You visited a few times and I would appreciate your thoughts on this post, why not comment?