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	<title>My Bankruptcy Story &#187; My Bankruptcy Journal</title>
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	<description>so far ... bankruptcy is not so bad</description>
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		<title>Tracking My Credit Score After Bankruptcy</title>
		<link>http://bankruptcystory.com/290/tracking-credit-score-after-bankruptcy/</link>
		<comments>http://bankruptcystory.com/290/tracking-credit-score-after-bankruptcy/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 07:05:44 +0000</pubDate>
		<dc:creator>BKstory</dc:creator>
				<category><![CDATA[Credit After Bankruptcy]]></category>
		<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit after bankruptcy]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[rebuilding credit]]></category>

		<guid isPermaLink="false">http://bankruptcystory.com/?p=290</guid>
		<description><![CDATA[Have you been wondering what happens to your credit score after bankruptcy? Well, for some time before our bankruptcy, our scores (mine and my wife&#8217;s) were in the mid-600s. We both continued to get credit card offers until we were late with payments. Since I filed for Chapter 7 in August 2008, it tanked. I [...]]]></description>
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		<title>Chapter 7 Discharge is Granted!</title>
		<link>http://bankruptcystory.com/204/chapter-7-discharge-is-granted/</link>
		<comments>http://bankruptcystory.com/204/chapter-7-discharge-is-granted/#comments</comments>
		<pubDate>Sat, 31 Jan 2009 00:12:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[discharge]]></category>

		<guid isPermaLink="false">http://bankruptcystory.com/2009/01/chapter-7-discharge-is-granted/</guid>
		<description><![CDATA[Just received a letter, dated from last week, very brief. It just says: It appearing that the debtor is entitled to a discharge. IT IS ORDERED: The debtor is granted a discharge under section 727 of title 11, United States Code, (the Bankruptcy Code). But &#8211; we are not done yet. There may be months [...]]]></description>
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		<title>They Are Auctioning our Stuff! No, We are buying it back</title>
		<link>http://bankruptcystory.com/185/auction-buy-back/</link>
		<comments>http://bankruptcystory.com/185/auction-buy-back/#comments</comments>
		<pubDate>Wed, 24 Dec 2008 19:09:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[auction]]></category>
		<category><![CDATA[buy back]]></category>
		<category><![CDATA[exempt property]]></category>
		<category><![CDATA[trustee]]></category>

		<guid isPermaLink="false">http://bankruptcystory.com/2008/12/auctioning-our-stuff-no-we-are-buying-it-back/</guid>
		<description><![CDATA[We had quite a scare. A letter from the Trustee said he was having an auction and selling the non-exempt property that we offered to buy back for $1200. We thought WTF! &#8220;Did you let us make an offer to keep our stuff just as an evil tease?&#8221; Our parents gave us the money as [...]]]></description>
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		<title>Another Credit Offer &#8211; Auto Loan</title>
		<link>http://bankruptcystory.com/23/another-credit-offer-auto-loan/</link>
		<comments>http://bankruptcystory.com/23/another-credit-offer-auto-loan/#comments</comments>
		<pubDate>Thu, 06 Nov 2008 01:09:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[credit after bankruptcy]]></category>
		<category><![CDATA[rebuilding credit]]></category>

		<guid isPermaLink="false">http://bankruptcystory.com/?p=23</guid>
		<description><![CDATA[I already wrote that just a few days ago I got a credit card offer. Well add another offer &#8211; for an auto loan. Yes, I am in bankruptcy, they know that, yet I could get a car loan for $7500 to $35,000!I wonder what the interest rate is? 20%? Well it would be a [...]]]></description>
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		<title>I am Getting Credit Card Offers Already!</title>
		<link>http://bankruptcystory.com/1/credit-card-offer-already/</link>
		<comments>http://bankruptcystory.com/1/credit-card-offer-already/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 21:17:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[credit after bankruptcy]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[rebuilding credit]]></category>

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		<description><![CDATA[I am clearly flagged as &#8220;Bad Credit Risk&#8221; due to my filing of bankruptcy. The credit reporting agencies all show the bankruptcy. So today I got my first offer of a credit card!! So much for bankruptcy killing your credit worthiness. Now, of course, my credit rating is bad, really bad. So this credit card [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>First Visit With an Attorney</title>
		<link>http://bankruptcystory.com/38/first-attorney-visit/</link>
		<comments>http://bankruptcystory.com/38/first-attorney-visit/#comments</comments>
		<pubDate>Wed, 24 Oct 2007 02:55:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[considering bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcystory.com/?p=38</guid>
		<description><![CDATA[It was clear that we were not going to be able to continue making payments on our debt. We wanted to know if bankruptcy was right for us, what it would be like, how we proceed from here. How did I find this attorney? Well, Google of course. My wife and I were both there, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Went to Debt Counseling Service</title>
		<link>http://bankruptcystory.com/31/went-to-debt-counseling-service/</link>
		<comments>http://bankruptcystory.com/31/went-to-debt-counseling-service/#comments</comments>
		<pubDate>Fri, 24 Aug 2007 03:22:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[debt management plan]]></category>

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		<description><![CDATA[My wife and I know we are in financial trouble now. We can&#8217;t keep making payments on our debt. We have hit the limit. I am tired of the tricky credit card transfers and hoping to come into a windfall from a lotto winning. So we made an appointment to see a debt counseling service. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Getting Depressed &#8211; Can&#8217;t Keep Up with Our Debts</title>
		<link>http://bankruptcystory.com/25/cant-keep-up-with-our-debts/</link>
		<comments>http://bankruptcystory.com/25/cant-keep-up-with-our-debts/#comments</comments>
		<pubDate>Fri, 18 May 2007 01:24:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[My Bankruptcy Journal]]></category>
		<category><![CDATA[considering bankruptcy]]></category>
		<category><![CDATA[personal bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcystory.com/?p=25</guid>
		<description><![CDATA[I have worked at this job for about one year now. They have lowered my already low starting wage twice. Not just for me, but for everyone in our group. I thought that a year ago, this would be a temporary job, as I had been unemployed for seven months, and just needed to start [...]]]></description>
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