Category Archives: Other’s Bankruptcy Experiences

Steve Rhode has allowed me to re-post from his excellent GetOutofDebt.org web site. See how other people have gotten into debt problems, and Steve’s advice for how to proceed next.

I Was Trying to Get In a Debt Management Program But Wife Got Laid Off. – Jonathan

“Dear Steve, I have some debt that its been over 7 years old, most of them were when I was single, been married for 6 years. I just cant continue like this. total debt is 17,000.00 I being sued by … Continue reading

Posted in Other's Bankruptcy Experiences | Leave a comment

LendingClub.com Could Not Help Me Refinance My Car Loan. – Erik

“Dear Steve, My situation revolves around my car loan. I got my loan back in July 2006, and the interest rate was high, understandably because I had bad credit. Now two and a half years later, it seems that it … Continue reading

Posted in Other's Bankruptcy Experiences | Leave a comment

Should We Payoff the House, Make Improvements, or Neither? – Nare

“Dear Steve, My wife and I would like to make about $60 K worth of improvements to our house. The problem is, the house right now (with improvements over time that we’ve made) is already worth $11 K less than … Continue reading

Posted in Other's Bankruptcy Experiences | Leave a comment

Debt Settlement and Student Loans. Will My Student Loan Lender Negotiate With Me And Reduce What I Owe? – Alexandria

“Dear Steve, Long story short: i have student debt from the mid-late 1980’s. after graduating, i ended up working in careers that helped people, but not myself (financially!). i deferred and defaulted, but finally consolidated and got back on track. … Continue reading

Posted in Other's Bankruptcy Experiences | Leave a comment

The Credit Exchange Introduced Me to Allegro Law. What Do I Do Now? – Ashley

Ashley wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from … Continue reading

Posted in Other's Bankruptcy Experiences | Leave a comment