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	<title>My Bankruptcy Story &#187; scams</title>
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		<title>Article &#8211; Debt Settlement Companies Are They A Scam Or Do They Really Work?</title>
		<link>http://bankruptcystory.com/122/article-debt-settlement-companies-are-they-a-scam-or-do-they-really-work/</link>
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		<pubDate>Tue, 18 Nov 2008 17:59:55 +0000</pubDate>
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		<description><![CDATA[Debt Settlement Companies Are They A Scam Or Do They Really Work? By Stephen Bis When it comes to seeking debt relief, many Americans feel the only viable option they have is credit counseling or filing bankruptcy. What many people are not aware of is the little known process of debt settlement. The goal of [...]]]></description>
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